Eric Paulson
I’ve been in the Real Estate business since 1981 when I started as an agent. Five years later I obtained my real estate broker’s license and started originating residential mortgage loans at the same time. I continued doing both for over 20 years and bring extensive knowledge to help you achieve your goals and dreams. I realize that each client brings their own specific needs and it’s my goal to address those needs with a wide variety of mortgage products and the most personal service available.
I understand that obtaining a mortgage can be stressful, that’s why I’ll explain the whole process so you know what to expect and keep you completely informed during the loan process through constant, personalized communication. Utilizing modern technology, I can have you approved and clear to close in as little as 10 business days.
As a mortgage broker, I have access to over 20 investor and a multitude of loan products to fit almost any situation. From individuals with less than perfect credit all the way to million dollar loans, I feel confident that I can find a program to fit your individual needs. My goal is to give you options on different programs so you can make an informed decision on which program will be best for you. I especially enjoy working with first-time homebuyers because I feel like I’m delivering the American Dream.
When I’m not working, I enjoy playing golf and ice skating. I teach kids in Austin how to ice skate and play hockey and believe me, I get way more out of it than they do!
Eric Paulson
Residential Mortgage Loan Originator
NMLS# 380212
specializing
in lending for...
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
USDA Loans
First-Time Home Buyer Loans
2nd & Investment Loans
Non-QM Loans
Anywhere in Texas!
Eric Paulson
I’ve been in the Real Estate business since 1981 when I started as an agent. Five years later I obtained my real estate broker’s license and started originating residential mortgage loans at the same time. I continued doing both for over 20 years and bring extensive knowledge to help you achieve your goals and dreams. I realize that each client brings their own specific needs and it’s my goal to address those needs with a wide variety of mortgage products and the most personal service available.
I understand that obtaining a mortgage can be stressful, that’s why I’ll explain the whole process so you know what to expect and keep you completely informed during the loan process through constant, personalized communication. Utilizing modern technology, I can have you approved and clear to close in as little as 10 business days.
As a mortgage broker, I have access to over 20 investor and a multitude of loan products to fit almost any situation. From individuals with less than perfect credit all the way to million dollar loans, I feel confident that I can find a program to fit your individual needs. My goal is to give you options on different programs so you can make an informed decision on which program will be best for you. I especially enjoy working with first-time homebuyers because I feel like I’m delivering the American Dream.
When I’m not working, I enjoy playing golf and ice skating. I teach kids in Austin how to ice skate and play hockey and believe me, I get way more out of it than they do!
Eric Paulson
Residential Mortgage Loan Originator
NMLS# 380212
specializing
in lending for...
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
USDA Loans
First-Time Home Buyer Loans
2nd & Investment Loans
Non-QM Loans
Anywhere in Texas!
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
The USDA Guarantee loan is a 100% financing mortgage for moderate-to-low income homebuyers in eligible rural and suburban areas. Loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which was created by the U.S. Department of Agriculture.
A Non-QM loan is any loan product that doesn’t meet the standards of a qualified mortgage, a mortgage that is purchased on the secondary money market by Fannie Mae, Freddie Mac or Ginnie Mae. Non-QM lenders have more flexibility in underwriting guidelines to work with buyers who, due to factors possibly related to their credit or income can’t qualify for a standard qualified mortgage.
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.